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Motor Insurance

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Benefits of JIO Motor Insurance

JIO Motor Insurance Other Motor Insurance
Best Standard OD Discount Rate for all vehicle Very low Discount, Variation in discount
All Documents requirement Waived Proposal form, Policy Copy and RC Mandatory
Payment done by Online For Payment need Cheque / Cash
Instant Policy Issuance Need to wait more than 5 days for policy

Frequently Asked Question of JIO Motor Insurance

Ans. JIO Motor Insurance entitles all JAC card holder to an exclusive own damage discount of 60% along with add on features & Instant PDF policy generation.

The 60% Own damage discount is for private car & two wheelers of up to 10 years age .If vehicle is above 30Lac than JAC card holders can avail 75% Own damage discount for up to 5 years vehicle age, this high value discount has to be availed in offline mode via calling the contact centre at 18002107529.

Ans. No, only for JIO-JAC registered members.

Ans. India's largest general insurance company, The New India Assurance Company is offering this facility & guarantees renewal of policy in second year if the annual premium is paid on time.

Ans. You are requested to visit website & under SCHEMES tab opt for "Jio Shravak motor Insurance" option. Over & above the self help website our contact centre executives are available at 18002107529

Ans. Yes. Cashless facility is available on all New India empanelled garages which are present all across India. The detailed list of empanelled garages is accessible both on New India’s website & Jio Motor Insurance website.

Ans. No, Nil Depreciation cover is only available for upto 5 years of vehicle age.

Ans. Only 2 claims are available under this cover after that deprecation will be charged as per vehicle age.

Ans. At the time of claim you are requested to promptly get in touch with New India over their toll free number-18002091415 or servicing division office as per the contact details below:

  • 1st Level: Mr Ashish Mehant,, 022-22817296
  • 2nd Level: Mr Sagar Dhapodkar,, 022-22892728

Ans. Unlike the JIO Arogyam or any other Medi-claim policy which are group insurance policy, JIO Motor Insurance is a standalone retail policy which is not affected by group's purchase or claim behaviour. The JIO motor policy comes with guaranteed renewability on timely payment of premium.

Ans. No, Currently the website has been custom developed for Motor Insurance product category only.

Discounts Offered

Details Discount
Vehicle (Pvt Car/TW) with less than 10yrs of age* 60%
IDV above 30 Lacs for Pvt Car with age not more than 5 years 75%
Fleet of 10 Vehicles registered in one name 70%
School Bus registered in the name of institution/school 75%

Enhancement Cover Offered by the New India

Nil Depreciation Cover relieves the customers from bearing the depreciation of 5% - 50%on various parts (metal, plastic, fiber or rubber) in the event of loss due to accident. Almost all the expenses associated with the repairs of loss would be taken care of by the company. There will be no need to pay depreciation from your savings in case of partial losses. This will be possible with New India’s Add-on cover of NIL Depreciation.

The cover is available for PC, TW and CV as follows:
  • Private Car Package Policy – Enhancement Cover (upto 5 years of vehicle age)
  • Two Wheeler Package Policy – Enhancement Cover (upto 5 years of vehicle age)

The cover provides protection against the Road Tax (to the extent covered) that insured may have to pay while replacing the car due to major accident to his present car. Under this cover where the claim is finalized on Total loss basis, the Road Tax to the Extent covered in the policy shall be reimbursed. The cover is available for Private Car upto5 years of age.

This cover is available upto 3 years of age of the car, and allows the insured to be indemnified towards the difference between the IDV of the vehicle as per policy and the dealer listed selling price (Ex-Showroom price) of same make and model on the date of accident at the place of registration of the vehicle. This cover is available for cars with Invoice price uptoRs. 20 Lakhs.

The cover allows customer to be entitled to the next slab of No Claim Bonuseven after payment of an OD Claim. The cover is valid upto 2 admissible OD claims and available for Private cars upto 7 years of age.The cover will ensure saving of OD premium in range of 20%-50% at the time of renewal, except where insured takes more than 2 OD Claims during the policy period.

This cover provides protection against any consequential losses to the engine (one of the costliest part of your car) and its parts due to ingress of water due to any reason, thus indemnifying losses to Engine of your car on water logged roads in monsoon. The cover is available upto 5 years of age of the car.

This extension provides increased towing charges as it allows reimbursement of towing charges upto Rs.10,000in 2 admissible claims for private Car. The cover is availableupto 7 years of age. This cover is over and above the normal payable towing charges of Rs. 1500, which is provided with a standard package policy.

The cover allows protection upto Rs.20,000 with a cap of 20% of sum insured(upto Rs.4000) for each individual item or actual value of lost item, whichever is less for the loss of personal belongings in an accident. Personal belongings shall mean items such as clothes and other articles of personal nature likely to be worn by the insured including jewelry, vehicle key, mobile, laptop, audio/video tapes, CDS but shall exclude money, securities, cheque, bank drafts,credit/debit cards, travel tickets, paintings, curios and items of similar nature. The cover is available upto age of 7 years of your car.

Claim Procedure

In case of accidental damage to the vehicle:

1. Immediate intimation to the nearest office, which will issue a Claim Form.

2. Claim Form duly filled in to be submitted along with copy of Registration Certificate and driving license of the driver of the vehicle at the time of accident as also estimate of repairs.

3. Vehicle will be surveyed by a Surveyor, appointed by the insurance company, who shall submit his report to the company. In case of a major damage to the vehicle, a spot survey, at the site of accident, would also be arranged by the company.

4. Final bills/cash memos are to be submitted duly signed by the insured.

5. Salvage of the damaged parts may be required to be deposited with the insurance company after approval of the claim.

In case of theft of the vehicle:

1. Lodge an F.I.R. with the police immediately.

2. Inform the policy issuing office with a copy of FIR.

3. Submit the Final Police Report as soon as it is received.

4. Extend full cooperation to the surveyor and/or investigator appointed by the company.

5. After approval of the claim by the company, get the Registration Certificate transferred in the name of the company, hand over the keys of the vehicle, submit a letter of Subrogation and Indemnity on stamp paper duly notarized.

In case of liability claim:

1. Inform insurance company immediately of any incident likely to give rise to liability claim.

2. On receipt of summons from Court, the same should be sent to the company immediately.

3. Claim Form duly filled in along-with copies of Registration Certificate, Diving License, FIR are to be submitted.

List of Cashless Garages

Sr. No. Region City/ Town Name of Garage Address Contact Person & Mobile No. Landline No. E-mail Vehicle-2W/PC/CV Single Brand/ Multibrand (specify brand undertaken)
1 Ahmedabad Gandhinagar Shree Arbuda Motors Pvt Ltd E/19/10/B, G.I.D.C, Near K/7, Sector 26, Gandhinagar Mukesh Chavda 9925281000 079-23288994 PC Maruti Suzuki
2 Ahmedabad Ahmedabad Chartered Autozone Pvt Ltd Sanathai Circle, Sarkhej Bavla Highway, Sarkhej Ahmedabad Ankesh Bhatt 9879207964 079-31209201 PC
3 Ahmedabad Ahmedabad Shreyas Automobiles Jamanshah Pir Dargah, Near Jivabhai Chamber, Ashram Road, Ahmedabad Viral Ajmera 9327007717 079-26589697 PC
4 Ahmedabad Ahmedabad Shiv Motors Bhagyoday Shopping Centre, B/H Devi Multiplex, Opp. Bharat Petrol Pump, NH8, Naroda Ahmedabad Bhupendrasinh M Puwar 9879855222 079-22815898 PC
5 Ahmedabad Ahmedabad Rajan Automobiles G/F 51, Sthanakwasi Jain Society, Near Narayanpura Railway Crossing, Usmanpur, Ahmedabad Rajan Bordia 9825061314 079-27550115 PC Multibrand
6 Ahmedabad Ahmedabad Millennium Autombiles Opp. Purshottam Bunglows, Behind Patel Avenue, SG Road, Bodakdev, Ahmedabad Mukund Gor 9898009055 9909009055 PC Multibrand
7 Ahmedabad Ahmedabad Shah Motor Glass 1, Swapna Complex, Mithakhali Six Road, Navranpura, Ahmedabad Maulik Shah 9925042393 079-26565561 PC Multibrand
8 Ahmedabad Ahmedabad Shah Auto Care Sola Cross Road, SG Road, Ahmedabad Anil Srivastava 9904418532 079-65131713 PC Multibrand
9 Ahmedabad Ahmedabad AVM Auto Opp. Kargil Petrol Pump, SG Road, Sola, Ahmedabad Manoj Patel 9825016865 079-65426225 PC Multibrand
10 Ahmedabad Ahmedabad Shah Motor Glass 2, Policlininc Centre, Near Judge's Bunglow, Satellite, Ahmedabad Kunal Shah 9825022326 079-26870914 PC Multibrand
11 Ahmedabad Ahmedabad Murlidhar's Auto Glass Shop No. 3 , Vasu Pujya Arcade, Near HCG Hospital, Mithakhali Gam,, Ellisbridge, Ahmedabad Jai Raghani 9428245663 079-26407467 PC Multibrand
12 Ahmedabad Ahmedabad Yogi Auto Care Pvt Ltd Shree Krishna Centre, Basement, Near Mithakhali Six Road, Ahmedbad Shashin Shah 9824071117 079-26563451 PC Hyundai
13 Ahmedabad Ahmedabad Maruti Motors Behind Gurudwara, Western Park Ghali, Near Bodakdev Water Tank, SG Road, Ahmedabad Arun Patel 9898618191 PC Multibrand
14 Ahmedabad Gandhinagar Riddhi E/19/10/B, G.I.D.C, Near K/7, Sector 26, Gandhinagar Mayur Desai 9825041331 079-23288994 PC Maruti Suzuki
15 Ahmedabad Ahmedabad Car Pluss Sanathal Circle, Sarkhej Bavla Highway, Sarkhej, Ahmedabad Ankesh Bhatt 9978027000 PC Multibrand
16 Ahmedabad Ahmedabad Care Near Girdharnagar Bridge End, Girdharnagar, Shahibaug, Ahmedabad Birju Shah 9328034035 079-22867568 PC Multibrand
17 Ahmedabad Ahmedabad Auto Vision Near Honest Wheel Alignment, sonal Cross Road, Vasna Sarkhej Road, Ahmedabad 9925005454 PC Multibrand
18 Ahmedabad Ahmedabad Jalaram Automobiles 30, Muncipal Market, Near City Mill Compound, Opp. Green Roadways, Kankaria, Ahmedabad Vasantbhai L Thakkar 9825089481 079-25451738 PC Multibrand
19 Ahmedabad Ahmedabad Lucky Motors Near Sola Overbridge, Opposite Perd Centre, SG Road, Thaltej, Ahmedabad 9258085091
20 Ahmedabad Ahmedabad Bacha Motors Pvt Ltd Opp. Vishala Hotel, Sarkhej Narol Road, Ahmedabad 079-26820240 Tata Motors